Michael Fortado

Summer is here!! Our Plano, TX office is ready to help you start the year with confidence. Whether it is auto 🚗, home 🏡, renters 🛋️, or life insurance ❤️, we are here to help you stay ready for the season ahead. Stop by or give us a call. We would love to connect!

Hi, I’m Michael Fortado, your local State Farm agent here in Plano, TX. I grew up just down the road in Flower Mound and graduated from the University of Arkansas (Go Hogs!). My wife, Danielle, and I have been married for eight years, and we live here with our son Weston and black lab, Tucker—he pretty much runs the house. I opened my agency after spending several years working in another State Farm office, where I learned how important it is to have someone you can call who actually picks up the phone and knows what they’re talking about. Now, I get to work with an amazing team helping people with auto insurance, home insurance, life insurance, renters insurance, and business coverage every day. Whether you’re moving to the area, reviewing your current coverage, or just looking for someone local to talk things through with, I’m here to help. We work with individuals and families across Plano, Frisco, Richardson, Dallas, Flower Mound, McKinney, Allen, and the greater DFW area. When I’m not in the office, you’ll usually find me spending time with family, getting out to go fishing, or taking Tucker out for a long walk. I’d love the chance to connect and see how we can help with your insurance needs."

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Michael for insurance guidance in Plano.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. In Plano, you can count on Michael for personalized service.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Michael serves Plano, TX and is happy to help with your insurance needs.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Michael is here to help your Plano household feel covered.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Looking for coverage? Talk with Michael about your options in Plano.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Michael is proud to serve the Plano community.