Michael Fortado

Fall is on it's way!! Our Plano, TX office is ready to help you finish the year with confidence. Whether it is auto 🚗, home 🏡, renters 🛋️, or life insurance ❤️, we are here to help you stay ready for the season ahead. Stop by or give us a call. We would love to connect!

Hi, I’m Michael Fortado, your local State Farm agent in Plano, TX. I grew up just down the road in Flower Mound, and as a seventh-generation Texan, I’m proud to serve the community I call home. I graduated from the University of Arkansas (Go Hogs!) and have spent 12 years in the insurance industry, including the last eight years as a State Farm agent. Insurance has been part of my family for generations, and that background inspired me to help my family, friends, and local community navigate their insurance needs with confidence and clarity.

Before opening my agency, I spent several years working in another State Farm office, where I learned how valuable it is to have someone local who answers the phone, takes the time to listen, and explains things in a way that makes sense. Today, my team and I focus on educating customers first while helping with Auto Insurance, Home Insurance, Life Insurance, Renters Insurance, business coverage, and personal articles policies. Whether you're settling into a new home, preparing for the future, or reviewing your current coverage, we're here to help you understand your options and make informed decisions.

My wife, Danielle, and I have been married for eight years, and we live here with our son Weston and our black lab, Tucker, who keeps things entertaining both at home and around the office. When I’m not working, you’ll usually find me fishing, hunting, golfing, playing volleyball, enjoying time at the lake, or traveling with family.

We proudly serve individuals and families throughout Plano, Richardson, Dallas, Allen, Frisco, McKinney, Prosper, Rockwall, Garland, Mesquite, Lewisville, Flower Mound, The Colony, and the greater DFW area. Along the way, I’ve been honored to qualify for State Farm’s Ambassador Travel seven times and Honor Club eight times. We also offer virtual appointments and are happy to assist customers in English. I’d love the opportunity to connect and see how we can help with your insurance needs.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Michael for insurance guidance in Plano.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. In Plano, you can count on Michael for personalized service.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Michael serves Plano, TX and is happy to help with your insurance needs.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Michael is here to help your Plano household feel covered.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Looking for coverage? Talk with Michael about your options in Plano.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Michael is proud to serve the Plano community.